With the present business downturn costing many hard working people their roles the reality that the home market crisis might be around for a long time is setting in. Job loss can be the initial event in a sequence that leads to foreclosure. Though the standard belief is that the end result of falling behind on your home loan payments is foreclosure and eviction there are some systems available on how to stop foreclosure fast for the beleaguered home-owner facing the wrath of their lender. Foreclosure prevention isn't a myth, it has been proved, and tested, and it works.
The bank will not depart ; money is their business and their only concern. There is nothing private they don't hate you they just need to exercise the default option in the mortgage, recoup their funds and get on with their business of lending cash to credit deserving borrowers.
The difficulty with the banks business plan is that today's credit deserving borrower is tomorrow's jobless defaulter.
The best advice that may be given to someone who discovers themselves in the foreclosure is to consciously take charge of their situation to stop foreclosure fast. 180 days translates into six months which isn't a very long time for a family whose bread winner is out of work and whose finances are depleted.
The worst thing to do is nothing. Simply submitting an answer to the banks complaint to the foreclosure court will most possibly add another 6 months onto the process. This is valuable extra time for a family attempting to prepare fiscally for the future. Foreclosure prevention translates into holding off the lender for a period allowing the homeowner to adequately prepare for the future and also stops the foreclosure fast.
To stop foreclosure fast in the foreclosure process allows a home-owner time to get a new job which might allow them the possibility of qualifying for a loan modification program which would allow them stop the foreclosure and stay in their home long term.
The house owners who are most successful in fighting foreclosure are amazingly enough those who are prepared to fight. Access the options and go for it.
Thursday, July 2, 2009
60 Minute Loan Modification Review - The Truth Exposed!
Dear desperate homeowners,
Welcome to my 60-minute loan modification review. My name is Ryan Brick, just a few months ago I went out of job (almost actually - I applied as a taxi driver to maintain living expenses) and was desperately in debt - looking at the ridiculous amount of the mortgage payment, on the other hand not willing to do a foreclosure..
.. I broke down. I cried every night behind my children and wife, although they were trying their best to support me in their own way too.
Until one day, when my son Googled "loan modification" and thank God for leading me to 60-Minute Loan Modification website. Reading everything I could in the website, it all seem so impossible to me, I mean, I've heard of loan modification firms (which are normally illegal) and the outrageous claim - "Go direct to your lender to save time and money... NO lawyers, NO closing costs, and NO dirty loan mod firms."
"Are you kidding me?" I thought, but what the heck, looking at my situation now, I'd just try it, and thank God (again) I bought it.. and you know what? 60-Minute Loan Modification is no scam! My friend, if you're still here with me now, and you want to know more about how magics work, keep reading as I reveal more in this 60-Minute Loan Modification review..
Well, from what I'm seeing, almost everyone is going to qualify for this. If you're in need and you have any type of loans that you need to bring down, this is the program for you. If you want to know if you qualify all you need to ask yourself are these questions:
* Have I had a loss of income or other hardship such as a death in the family?
* Do I have a debt ratio of between 30-50%?
* Do I have old loans that need to be paid? (Doesn't everyone?)
* Are you employed and able to make the modified, and cheaper, payments?
See what I mean about virtually everyone being qualified? It's an amazing system! Well, at this point, some of you might be saying.. "Argh, it's so complicated, and I don't even know a shit about this thing, what if I screwed it up? I'd rather hire some expert and do it for me.."
Dude, if that's what in your mind, Please, shrug it off.. Now! There is a darn good reason behind as to why you MUST do the loan modifications YOURSELF! Still in doubt? Read on further as I explain why, or you can head right off to '60-Minute Loan Modification' Website and see how Mike explains it.
Alright, before I go right into this '60-Minute Loan Modification' review, I'd like to ask you one question - How much were you expecting this whole stuff to be priced at?
Or maybe I'll ask you this way - How much are the loan modification firms are charging for such service?
Yeah well, I guess most of you already know the answers. Or if you don't, I'll tell ya here, these scammers charge you up $5,000 and in the end you'd get nothing from them! Most loan modification firms out there are illegal, although they try to make it up by promising you this and that so you'd get trap in the "Oh, I'm getting MORE than what I'm paying for!" mindset.
P/S: Ah, did I mention about recently, just one friend of mine lost $3,500 from these sharks... These guys went all the way to give him the presentations, meet ups, give a lil' bit of advice here and there and once they got his money? BAMM! That's all. They'd give TONS of excuses for not getting the job done for you!
So now, are you more willing to get 'scammed' by "60-Minute Loan Modification" at $87.95 (Less than a hundred bucks!) or you just FEEL like it to handing over $5,000 to these 'legit firms'..
Welcome to my 60-minute loan modification review. My name is Ryan Brick, just a few months ago I went out of job (almost actually - I applied as a taxi driver to maintain living expenses) and was desperately in debt - looking at the ridiculous amount of the mortgage payment, on the other hand not willing to do a foreclosure..
.. I broke down. I cried every night behind my children and wife, although they were trying their best to support me in their own way too.
Until one day, when my son Googled "loan modification" and thank God for leading me to 60-Minute Loan Modification website. Reading everything I could in the website, it all seem so impossible to me, I mean, I've heard of loan modification firms (which are normally illegal) and the outrageous claim - "Go direct to your lender to save time and money... NO lawyers, NO closing costs, and NO dirty loan mod firms."
"Are you kidding me?" I thought, but what the heck, looking at my situation now, I'd just try it, and thank God (again) I bought it.. and you know what? 60-Minute Loan Modification is no scam! My friend, if you're still here with me now, and you want to know more about how magics work, keep reading as I reveal more in this 60-Minute Loan Modification review..
Well, from what I'm seeing, almost everyone is going to qualify for this. If you're in need and you have any type of loans that you need to bring down, this is the program for you. If you want to know if you qualify all you need to ask yourself are these questions:
* Have I had a loss of income or other hardship such as a death in the family?
* Do I have a debt ratio of between 30-50%?
* Do I have old loans that need to be paid? (Doesn't everyone?)
* Are you employed and able to make the modified, and cheaper, payments?
See what I mean about virtually everyone being qualified? It's an amazing system! Well, at this point, some of you might be saying.. "Argh, it's so complicated, and I don't even know a shit about this thing, what if I screwed it up? I'd rather hire some expert and do it for me.."
Dude, if that's what in your mind, Please, shrug it off.. Now! There is a darn good reason behind as to why you MUST do the loan modifications YOURSELF! Still in doubt? Read on further as I explain why, or you can head right off to '60-Minute Loan Modification' Website and see how Mike explains it.
Alright, before I go right into this '60-Minute Loan Modification' review, I'd like to ask you one question - How much were you expecting this whole stuff to be priced at?
Or maybe I'll ask you this way - How much are the loan modification firms are charging for such service?
Yeah well, I guess most of you already know the answers. Or if you don't, I'll tell ya here, these scammers charge you up $5,000 and in the end you'd get nothing from them! Most loan modification firms out there are illegal, although they try to make it up by promising you this and that so you'd get trap in the "Oh, I'm getting MORE than what I'm paying for!" mindset.
P/S: Ah, did I mention about recently, just one friend of mine lost $3,500 from these sharks... These guys went all the way to give him the presentations, meet ups, give a lil' bit of advice here and there and once they got his money? BAMM! That's all. They'd give TONS of excuses for not getting the job done for you!
So now, are you more willing to get 'scammed' by "60-Minute Loan Modification" at $87.95 (Less than a hundred bucks!) or you just FEEL like it to handing over $5,000 to these 'legit firms'..
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